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About Us
At SRG, we help people define what “better” means in their lives and make financial decisions that help bring it to life.
Our work starts with understanding who you are, what matters most to you, and how your money can support that—not the other way around.
We believe financial planning should make life simpler, not more complicated. That’s why we lead with planning, not products. We take the time to listen, clarify, and create a path designed to give you confidence in every decision.
Our firm is built for the long run.
With experienced next-generation advisors already leading the way, clients know we’ll be here for decades to come. When transitions do happen, we make them smooth and personal, giving each relationship the time and care it deserves. No surprises. No broken trust.
SRG is a fee-based firm, which means our advice is guided only by your goals. There are no hidden agendas, and no pressure, just clear, objective planning designed to help you live the life you want.
We’ve built this firm around relationships that last for generations, not transactions that end when the paperwork does.
Because when it comes to your life, your family, and your future, better really is better.
Meet the Team
Our team is built on trust, collaboration, and genuine care. We take care of each other the same way we take care of our clients: with honesty, respect, always.
That’s who we are as a team. Now, meet the people who make it real.
Leadership
Our Experienced Professionals
Jim
​The story we’re carrying forward
Jim Richards
Nearly 30 years ago, Jim co-founded the Smith/Richards Group with a clear philosophy: when people understand what matters most, better financial decisions follow.
He’s spent his career helping clients cut through complexity and align their money with their priorities, while also mentoring the next generation of advisors at SRG.
Away from the office, Jim is often in the air or on the water. He’s a volunteer pilot with Angel Flight West and LightHawk, supporting medical and environmental missions, and he enjoys windsurfing, backcountry skiing, fly fishing, and any gathering that involves good food and wine. He lives on Mercer Island with his wife, Carla.
Kirt Smith
Kirt retired in early 2020 after a 40+ year career and a lasting impact on the firm he co-founded. Many of the clients he first worked with are still part of SRG today, now supported by the next generation of advisors he helped mentor.
These days, Kirt and his wife Shelley live full-time in a small town outside Palm Springs. When they’re not at home, you’ll likely find them and their dog traveling the West Coast in their Airstream.
SRG started with two people, a shared table, and a big idea: build a firm that would still be standing long after the founders stepped back. Jim Richards and Kirt Smith believed clients deserved more than a single advisor—they deserved a team, a plan, and continuity they could count on.
More than twenty years later, that belief is still at work here. Our next generation of advisors is already guiding families forward, often across decades and into new chapters with children and grandchildren. Faces may change, but relationships don’t get handed off—they grow.
The groundwork was laid with intention. The future is being built the same way—and it’s just getting started.
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